Frequently asked questions

Wealthpoint North provides comprehensive personal insurance solutions across Kaitaia, Kerikeri, Whangarei, Warkworth, and the North Shore, including life insurance, trauma insurance, health insurance, income protection insurance, and mortgage protection insurance. Our advisers work with New Zealand's leading insurers including Southern Cross, CHUBB, Accuro, Asteron Life, Resolution Life, nib, Partners Life, AIA, and Fidelity Life to tailor coverage that fits your lifestyle and evolves with your changing needs.

Income protection insurance provides a monthly income if you're unable to work due to illness or injury. It's especially valuable for self-employed individuals in Northland who don't have sick pay or substantial savings. Wealthpoint North advisers help determine the appropriate coverage amount and duration of financial support needed, ensuring you maintain financial stability during recovery periods.

Life insurance provides financial protection for your loved ones in the event of your death, ensuring they're financially secure. Trauma insurance covers you if you experience a major illness or injury, helping cover medical expenses and recovery costs so you can focus on healing instead of financial stress. Both provide peace of mind and can work together as part of a comprehensive protection strategy.

Yes, Wealthpoint North specialises in farm insurance across Northland, including Kaitaia, Kerikeri, and Whangarei. Our advisers understand the unique regional challenges and provide tailored coverage for farm buildings, livestock, vehicles, equipment, and loss of income protection. We work with leading insurers to safeguard your agricultural assets against natural disasters, theft, and other risks specific to farming operations.

Wealthpoint North offers comprehensive business insurance including material damage cover (protecting against floods, fire, earthquakes, and theft), business interruption insurance, commercial motor insurance, general liability, contract works, cyber insurance, professional indemnity, directors and officers insurance, and statutory liability. Our advisers understand Northland's unique business risks and work with insurers like AIG, Allianz, CHUBB, NZI, Vero, and Zurich to create customised protection plans.

Private health insurance helps you avoid longer wait times sometimes associated with the public system and provides access to more extensive treatment and specialist options. Wealthpoint North advisers can recommend health insurance plans that cover medical expenses, doctor visits, hospital stays, and prescription medications, ensuring your health needs are met promptly.

Mortgage protection insurance is designed to cover your mortgage payments in the event of unexpected circumstances such as job loss, disability, or death. It provides financial security for you and your family, ensuring your home remains protected during challenging times. Wealthpoint North advisers can help determine if this coverage is right for your situation.

Yes, we offer comprehensive marine insurance for Northland boat owners and marine businesses. Coverage includes protection against loss or damage to vessels and cargo, as well as liability for damage to other vessels, people, or property such as marinas. We also cover businesses involved in shipping, operating watercraft commercially, repairing vessels, and running marinas.